Privacy Policy

This policy describes how Settle the Card (“the app,” served as a website and installable web app) handles information. The app is a golf scorecard and friendly wager calculator for social use. No money is collected, held, or transferred through the app.

What stays on your device

Player names, scores, course details, game settings, and related data are stored locally in your browser (for example via local storage) so the app can work offline and remember your round. We do not operate user accounts in the app and do not send this round data to our own servers.

What we do not sell

We do not sell your personal information.

Third-party services

• Golf course search: When you use optional course search, your browser sends the search text to a proxy endpoint we configure for the site (for example a small serverless app on Vercel or Cloudflare). That proxy forwards the request to the third-party golf data API using a server-side credential, so the API key is not embedded in the public app. The proxy and the upstream provider each receive standard technical data for that request (such as IP address and search terms). The upstream provider’s own terms and privacy notices govern their use of that data.
• Fonts and icons: The app may load assets (for example Google Fonts or Font Awesome) from third-party CDNs; those providers may receive standard technical data (such as IP address) typical of any web request.
• Google Tag Manager (GTM): We use GTM (container ID GTM-TQ2X79MQ) to load and manage measurement tags. Google’s terms and privacy notices apply to GTM and to any Google tags (such as Google Analytics) enabled in that container.

Advertising

We may display ads using Google AdSense and other Google advertising products. Google and its advertising partners may use cookies, mobile advertising IDs, and similar technologies to deliver and measure ads and, where allowed, to personalize content and ads based on your activity on this and other sites. Processing is subject to Google’s policies, including the Google Privacy Policy and How Google uses information from sites or apps that use our services.

Our AdSense publisher ID is ca-pub-7875512220906768. Depending on your location, you may see a consent message (for example for ads in the European Economic Area, the UK, or Switzerland) before certain cookies or personalized ads are used.

You can review or adjust some ad personalization choices through Google Ads Settings (when signed in to Google) and learn about industry opt-out tools at optout.aboutads.info where available.

Analytics

We use Google Tag Manager for usage analytics. The main app records anonymous click interactions (for example which tab and section you used and what control was tapped) as a custom stc_click event in the browser’s dataLayer for analysis in Google Analytics. What is ultimately stored depends on the tags enabled in our GTM container.

Children

The app is not directed at children under 13. If you believe we have inadvertently collected information from a child, please contact us and we will take appropriate steps.

Changes

We may update this policy from time to time. The “Last updated” date will change when we do.

Contact

For privacy questions, contact the operator of Settle the Card at the support channel listed on the main site (for example your published support email or form, when available).